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Professional Liability

The core of ALPS is our comprehensive lawyers professional liability or legal malpractice insurance program that protects and guides lawyers toward a more successful and risk-free practice environment.  Lawyers benefit from working with an insurance company created specifically to address the needs of attorneys.  ALPS offers competitive rates, stability, and long-term commitment.

Superior Policy Features Include:

  • Defense Costs Paid in Addition to the Limits of Liability
  • Input on selection of mutually acceptable defense representation
  • No "Hammer Clause" regarding the appropriateness of a settlement
  • First Dollar Defense: Avoid paying deductible for defense costs 
  • Directors and Officers Coverage while serving select tax-exempt organizations
  • Extended Reporting Endorsement available (free for solo attorneys upon certain conditions outlined in the policy)
  • Innocent-Insured Coverage for members of firm who did not commit error
  • Full Prior Acts Coverage available for qualifying firms
  • Same defense to non-lawyers, who refer business to our insured firms
  • Enhanced policy coverage available for services to family members 
  • Deductible: pay no more than two in a policy year
  • Reduced Deductible for claims resolved through formal mediation
  • Supplementary Payments: Defendant’s Reimbursement Coverage and Grievance Defense
  • Claims/Incident Reporting is available 24 hours per day, 365 days per year

In Addition ALPS Commitment Includes:

  • Support for programs that benefit your profession, your practice, and your legal community
  • Direct access to sales, underwriting, and claims specialists
  • Industry-leading education and risk management programs 
  • Premium financing

ALPS commitment to the legal community also includes resources to address issues affecting lawyers, law firms and bar associations.  Examples include lawyer assistance programs, rookie camps, access-to-justice support and professionalism programs.

ALPS is the endorsed or affiliated lawyers' professional liability or legal malpractice insurance carrier for 17 bar associations, more than any other insurance company, and is rated A- (Excellent) with a stable outlook by A.M. Best Company.

ALPS protects lawyers and law firms in the following 25 states and 3 U.S. territories:
Alaska, Arizona, Colorado, Delaware, Hawaii, Idaho, Indiana, Kansas, Maine, Mississippi, Montana, Nevada, New Hampshire, New Mexico, North Dakota, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming, Guam, Northern Mariana Islands and U.S. Virgin Islands.


An Update on Lawyer Trust Account Scams
Mark Bassingthwaighte, Esq.
Note: In recent weeks, several more law firms have fallen prey to Internet scams that have resulted in quarter million dollar plus losses at each firm.
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A Final Update on IOLTA Accounts and FDIC Insurance
Mark Bassingthwaighte, Esq.
For the past year, the FDIC has fully insured IOLTA accounts meaning that the increased per account coverage limit of $250,000 on general deposits didn’t apply to IOLTA accounts.
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“The Phishing is Good” - So Now It’s Getting Ugly
Mark Bassngthwaighte, Esq.
The FBI just recently issued a warning to U.S.
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Managing the Client File through the Current to Past Client Transition
Mark Bassingthwaighte, Esq.
In my early years as a risk manager, I was a bit surprised to learn that we do have claims reported where the defendant attorney or firm is unable to turn over the underlying file.
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No Good Deed Goes Unpunished
Mark Bassingthwaighte, Esq.
As a risk consultant, I have had numerous opportunities to ask attorneys who have been sued for malpractice, “What did you learn from the experience?” One response that continues to come up has been, “There is a bit of truth in the old saying that no good deed goes unpunished.” While the stories behind such a response vary, there are common insights that I feel are worth passing along.
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Your Newest Risk Management Resource
Mark Bassingthwaighte, Esq.
ALPS is proud to announce your newest risk management tool, Risk411 .
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