The core of ALPS relationship with its customers is a comprehensive, industry-leading professional liability program that protects and guides lawyers toward a more successful and risk-free practice environment. Lawyers benefit from working with an insurance company that offers stability, financial strength and the outlook that an insurance policy is simply the beginning of our relationship, not the end.

Superior Policy Features Include:

• Defense Costs Paid in Addition to the Limits of Liability
• Input on selection of mutually acceptable defense representation
• No "Hammer Clause" regarding the appropriateness of a settlement
• First Dollar Defense: Avoid paying deductible for defense costs 
• Directors and Officers Coverage while serving select tax-exempt organizations
• Extended Reporting Endorsement for solo attorneys in the event of death, disability or retirement if insured with ALPS for 5 continuous years
• Innocent-Insured Coverage for members of firm who did not commit error
• Full Prior Acts Coverage available for qualifying firms
• Same defense to non-lawyers, who refer business to our insured firms
• Coverage for services provided to family members
• Deductible: pay no more than two in a policy year
• Reduced Deductible for claims resolved through formal mediation
• Supplementary Payments: Defendant’s Reimbursement Coverage and Grievance Defense
• Claims/Incident Reporting is available 24 hours per day, 365 days per year

In Addition Services Include:

• Support for programs that benefit your profession, your practice and your local community
• Highly efficient claims management and procurement
• Industry-leading education and risk management programs

ALPS works diligently to promote the honor and dignity of the legal profession and provides resources to address issues affecting lawyers, law firms and bar associations.  Examples include lawyer assistance programs, rookie camps, access-to-justice support and professionalism programs.

ALPS is the endorsed or affiliated lawyers' professional liability carrier for 17 bar associations, more than any other insurance company, and is rated A- (Excellent) by A.M. Best Company.